Credit Data Bureau



China has no professional credit bureaus like TransUnion or Equifax. China’s central bank only covers less than 340 million consumers’ credit record out of a total population of 1.4 billion. The government does not begin to issue license for personal data collection until the beginning of 2015. This means a multiple-billion level market just opened its gate.
US CHINA
Population ( million ) 319.57 1,367.82
Coverage 70% (Current) 50% (Current)
Frequency of credit report
check per year
5 5 (Expected)
$ Credit report check / time 9.6 4 (Central Bank's Pride)
Market Size ($ Billion) 10.8 14